From microfinance to inclusive banking : (Record no. 2809)

000 -LEADER
fixed length control field 06916nam a2200349 a 4500
001 - CONTROL NUMBER
EWU control number 2809
003 - CONTROL NUMBER IDENTIFIER
control field BD-DhEWU
005 - DATE AND TIME OF LATEST TRANSACTION
control field 20170619171950.0
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 170619s2016 -gea g b 000 0 eng d
020 ## - INTERNATIONAL STANDARD BOOK NUMBER
International Standard Book Number 9783527508020
International Standard Book Number 3527508023
035 ## - SYSTEM CONTROL NUMBER
OCLC control number (OCLC)956940067
040 ## - CATALOGING SOURCE
Original cataloging agency BD-DhEWU
Modifying agency BD-DhEWU
Language of cataloging eng
Transcribing agency BD-DhEWU
041 ## - LANGUAGE CODE
Language code of text/sound track or separate title eng
082 04 - DEWEY DECIMAL CLASSIFICATION NUMBER
Classification number 332
Author mark and Year SCF 2016
100 1# - MAIN ENTRY--PERSONAL NAME
Personal name Schmidt, Reinhard H.
9 (RLIN) 20917
245 10 - TITLE STATEMENT
Title From microfinance to inclusive banking :
Remainder of title why local banking works /
Statement of responsibility, etc Reinhard H Schmidt; Hans Dieter Seibel; Paul Thomes and edited by Sparkassenstiftung fŭr internationale Kooperation,
260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT)
Place of publication, distribution, etc Weinheim :
Name of publisher, distributor, etc Wiley-VCH Verlag GmbH & Co. KGaA,
Date of publication, distribution, etc 2016.
300 ## - PHYSICAL DESCRIPTION
Extent xxiii, 364 p. :
Other physical details ill. ;
Dimensions 25 cm.
504 ## - BIBLIOGRAPHY, ETC. NOTE
Bibliography, etc Includes bibliographical references
505 ## - FORMATTED CONTENTS NOTE
Title Table of contents
Contents note List of Abbreviations IX List of Figures XIII List of Snapshots XV List of Tables XVII Foreword XIX Preface XXI I. INTRODUCTION: REFLECTIONS ON MICROFINANCE 1 Microfinance banks savings and cooperative banks 3 1.1 Microfinance: From humble beginnings to hype and disenchantment 3 1.2 Banks as providers of microfinance services 7 1.3 The relevance of savings banks and cooperative banks 8 1.4 Conclusions and consequences 10 2 Basic definitions 13 2.1 Why precise definitions are desirable but difficult to provide 13 2.2 Terms that need to be defined 14 3 The broader context of social and development-oriented banking 21 3.1 How new forms of financial institutions emerge and survive 21 3.2 The role of the state and other third parties 23 3.3 The art of financial institution building 25 3.4 The objectives of socially-oriented, inclusive financial institutions 31 4 Does history matter? 35 5 Our main propositions 39 II. GERMAN SAVINGS BANKS AND CREDIT COOPERATIVES A BLUEPRINT FOR INCLUSIVE FINANCE? 1 Objectives Why a historical perspective? Why credit cooperatives and savings banks? Why Germany? 43 2 Saving and borrowing A socioeconomic historical approach 49 2.1 Satisfying needs A vital challenge 49 2.2 Saving and borrowing An everyday exercise 53 2.3 Winds of change Pawnshops, widows and orphans funds, and savings and loan societies as innovative inclusive instruments of change management 55 2.4 Savings as a fundamental condition for change and growth 56 3 Out of the box An international comparative survey of 19th century savings-based microfinance trends 59 4 The emergence of the German savings bank model Inclusion from the beginning 65 4.1 Divergence and convergence Comparing the early savings banks 68 4.2 Diffusion in the wake of early industrialization and growing incomes 72 4.3 The Prussian Savings Bank Regulations of 1838 A legal template for future development 77 4.4 Urgent need for profound change Towards the economic takeoff 81 4.5 The savings business around 1900 Cradle-to-grave incentives 84 4.6 The credit business A fluctuating and attractive combination of microfinance features 95 4.7 Debit and credit Reserves and non-profit appropriation 107 4.8 Administrative and organizational success factors Supervision, skill enhancement, and networks 108 5 Case study The Aachen Association for Promoting Industriousness [Der Aachener Verein zur Beforderung der Arbeitsamkeit]: A holistic local inclusion approach 111 5.1 Money and Intellect An integrated welfare concept combining insurance, savings, and education 112 5.2 The savings bank of the Aachen Association A successful experiment 116 5.3 The end The disastrous consequences of World War I 124 5.4 Evaluation The holistic concept as a role model? 125 6 Out of the box An international comparative survey of 19th-century credit-based microfinance trends 131 7 The emergence of the German credit cooperative model Tradition meets innovation 135 7.1 The liberal approach Schulze-Delitzsch and his Volksbanks (People s Banks) 137 7.2 The Christian charity approach Raiffeisen and his fight against rural usury 144 7.3 Dispute over principles Jockeying for position and an optimization process 147 7.4 Wilhelm Haas and other agents of change Salt in the soup? 150 7.5 Case study The Hachenburg Credit Cooperative [Vorschussverein Hachenburg] 153 7.6 Volksbanks and Raiffeisen cooperatives A remarkable success story 158 8 Savings banks, credit cooperatives, and commercial banks Complementarity versus rivalry 163 9 Summary, conclusions, and outlook Are there lessons to be learned from the History Lab? 169 9.1 Organizational findings 169 9.2 Practical findings 171 9.3 Connecting past and future 174 9.4 Overview Constitutive elements of local banking in Germany: From microfinance to inclusive banking 177 III. GLOBAL DEVELOPMENT AND CURRENT STATUS OF MICROFINANCE PRACTICE 1 An overview of institutions, concepts, and approaches 183 2 The spectrum of microfinance institutions 187 2.1 A typology of microfinance institutions 187 2.2 Informal microfinance 190 2.3 Community-based microfinance, or village banks 198 2.4 Cooperative microfinance: What role for government? 212 2.5 Microfinance banks 226 3 Sources of data on access to finance 265 3.1 Self-reporting by individual institutions 266 3.2 Global reporting by networks of financial institutions 269 3.3 Global data sets 274 3.4 Market saturation 280 4 Microfinance as a field of international aid and cooperation 283 4.1 Early forms of development finance and the emergence of microfinance 284 4.2 The turn towards modern microfinance 292 4.3 Strategies for creating efficient and sustainable microfinance institutions 296 4.4 Commercial microfinance and its challenges 308 4.5 Why microfinance is losing its clout 314 IV. LOCAL FINANCIAL INSTITUTIONS LEARNING FROM THE HISTORY OF SAVINGS BANKS AND COOPERATIVE BANKS FOR DEVELOPMENT POLICY TODAY 1 Summing up the historical survey 321 2 The general relevance of the historical survey for the design of development projects 325 3 The direct relevance of the historical survey for the design of development projects 331 4 A concluding comparative remark and a plea for diversity of banking structures 337 5 Summing up: Insights and recommendations for national and international decision makers based on 200 years of inclusive microfinance and local banking history 343 References 347
520 ## - SUMMARY, ETC.
Summary, etc The authors take into account developments from a historical, social science and economic point of view. Analysis and data interpretation is backed by case studies. They identify parameters both for failure and for success and also indicate how to optimize existing potentials.
526 ## - STUDY PROGRAM INFORMATION NOTE
Program name Economics
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name Microfinance.
9 (RLIN) 20918
Topical term or geographic name Banks and banking.
9 (RLIN) 20919
700 1# - ADDED ENTRY--PERSONAL NAME
Personal name Seibel, Hans Dieter.
9 (RLIN) 20920
Personal name Thomes, Paul.
9 (RLIN) 20921
856 42 - ELECTRONIC LOCATION AND ACCESS
Materials Specified WorldCat details
Uniform Resource Identifier http://www.worldcat.org/title/from-microfinance-to-inclusive-banking-why-local-banking-works/oclc/956940067&referer=brief_results
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Koha item type Text
Source of classification or shelving scheme
Holdings
Lost status Source of classification or shelving scheme Not for loan Collection code Permanent Location Current Location Shelving location Date of accession Source of acquisition Cost, normal purchase price Full call number Barcode Date last seen Copy number Price effective from Koha item type
    Not For Loan Non-fiction EWU Library EWU Library Reserve Section 2017-06-15 OnnoRokom Web-Services Ltd. 3150.00 332 SCF 2016 28372 2017-06-19 C-1 2017-06-19 Text
      Non-fiction EWU Library EWU Library Circulation Section 2017-06-15 OnnoRokom Web-Services Ltd. 3150.00 332 SCF 2016 28373 2017-06-19 C-2 2017-06-19 Text

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